Ally vs. SoFi: A Comparison of Account Options and APYs
Ally and SoFi are online-only banks that offer higher APYs than traditional banks, with no account fees or minimums.
Key Differences
- SoFi leads with higher APYs
- Ally offers CD options
- Both offer nationwide ATM access
Our professional fact-checkers verify article information against primary sources, reputable publishers, and experts in the field.
Both Ally and SoFi provide access to thousands of fee-free ATMs nationwide, with Ally partnering with Allpoint to offer ATM access at 55,000+ ATMs.
Author's summary: Ally and SoFi compared for APYs and account options.
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