PayPal has announced a partnership with OpenAI to enable users to pay for their shopping directly within ChatGPT, starting in 2026.
PayPal is adopting the Agentic Commerce Protocol (ACP), an open-source specification developed by OpenAI, allowing merchants to make their products available within AI apps.
OpenAI's "Instant Checkout" feature, launched in September, enables users to confirm their order, shipping, and payment details, and complete purchases without leaving ChatGPT.
Customers can use their PayPal wallets for checkout, providing buyer and seller protection, as well as dispute resolution.
PayPal is adopting a protocol in combination with OpenAI's "Instant Checkout" feature to let users pay for their shopping directly within ChatGPT.
Author's summary: PayPal partners with OpenAI for in-app shopping.